Protect Yourself with Flood Insurance
Just a few inches of water from a flood can cause tens of thousands of dollars in damage. From 2008 to 2012, the average residential flood claim amounted to more than $30,000. Flood insurance is the best way to protect yourself from devastating financial loss.
Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers and the property's flood risk.
All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there's a 30-day waiting period from date of purchase before your policy goes into effect. That means now is the best time to buy flood insurance.

Flood insurance is available to everyone, from high-risk areas to moderate-to-low risk ones.
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There are many flood policies available for renters, including contents-only flood insurance.
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If you rent or own a condominium unit, you may want to look at both building coverage and contents coverage.
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Policy rates are based on many factors, including flood risk, amount of coverage and elevation.
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Flood insurance covers property damage and personal items, but it’s always smart to know what’s covered.
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Learn the essentials to flood insurance, including what it covers, what it protects and who it protects.
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A lot of things determine what policy is best for your business, so if you have questions, now's the time to ask.
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If you’re looking for an agent, here is a quick, handy tool that will help you get started.
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PRIMARY RESIDENCE DISCLAIMER

For flood insurance rating purposes, a primary residence is a building that will be lived in by the insured or the insured's spouse for at least 80 percent of the 365 days following the policy effective date. If the building will be lived in for less than 80 percent of the policy year, it is considered to be a non-primary residence.

• Rate your risk
• Estimate your premiums
• Find an agent

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State:State/TerritoryAKALARASAZCACOCTDCDEFLGAGUHIIAIDILINKSKYLAMAMDMEMIMNMOMPMSMTNCNDNENHNJNMNVNYOHOKORPAPRRISCSDTNTXUTVAVIVTWAWIWVWY

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Primary Residence Non-Primary Residence