Thursday, October 30, 2014

How to Prevent Water Damage


Over the last few years, carriers have reported water damage as the leading cause of claims in the insurance industry. The Institute for Business and Home Safety recently reported homes over the age of 30 are more likely to experience plumbing or drainage problems. Adopting  a routine inspection/maintenance plan can prevent disasters from occurring.
By becoming familiar with the all the sources of water which enter or can enter your home, plans can be implemented to prevent most water damage events. As such, below are a few preventative measures your customers can take to avoid a water loss.
1. Routinely inspect pipes, sinks, showers and toilets throughout your home for leaks, cracked tiles and corrosion.
Tip: Turn off your main water supply line while on vacation.
2. Inspect the water supply line hoses on your washing machine every few months to ensure the connection is secure and not showing any signs of corrosion or kinking, and replace every 5-6 years.
Tip: Only run your washing machine when someone is home.
3. Schedule an annual plumbing inspection of your water heater’s anode rod to avoid damage to the tank.
Tip: The chances of a water heater leaking or bursting increase dramatically after 5 years.
4. As the most frequent source of water damage, roofs should be inspected annually by a professional roofer. Repairs should be made to loose and/or missing tiles and shingles and deteriorated flashing should be replaced.
5. Make certain your icemaker supply line hose is properly installed and not leaking or crimping.