Sunday, March 25, 2012

How to save on HOME INSURANCE

Home insurance rates are still on the rise.  Many factors contribute to the  insurance rating of your home.  Year built, construction, roof type, location, use of home and so on.   There are a few ways to help save on premium. One is a higher deductible.  Raising a deductible can lower your premium by between 5%and 15%.
Another way is to get a wind mitigation inspection.  A wind mitigation inspection checks for a verifies certain building features of your home. Roof type and construction, construction of your home, roof attachment and shutters.  Most insurance companies only give the basic deduction for year built. If you want the credits you deserve it is up to you to get the inspection. The average wind mitigation inspection cost between $75 and $125 depending on the company.  That nominal investment can save you between $200-$800 on average per year. Check out the following links for more information on wind mitigation.
http://www.secondopinionhomeinspection.com/
http://www.nachi.org/wind-mitigation.htm


For a competetive home visit our website atwww.lehninsurance.com or eamil us atmatt@floridaci.com

Matt Lehn
Lehn Insurance
4478 N Access Rd
Englewood, FL 34224
941-698-8876
AUTO-HOME-FLOOD-BUSINESS-LIFE


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