When reviewing insurance policies, I usually come acros a few common gaps in coverage. auto poicies: Low liability limits and either low uninsured motorist or no uninsured motorist coverage. Both are very important coverages that help protect you from financial hardships. Home policies: On a good note we are not seeing to many homes that are underinsured. We normally find policies that do not have scheduled jewelry or electronics. Most policies have a limit coverage for fire and theft. I fyou feel you have more that 1500 dollars in Jewelry it is a good idea to have your jewelry appraided and schedule it on your policy. It may cost a few extra dollars today but may save you thousands in the future. Pet liability is another overlooked coverage, if you have pets or a rental property make sure you add this coverage if available. Excess Liability or Personal Umbrella Policy. very important coverage once agai. An umbrella policy can increase your liability coverage up to 1 Million dollars for unde a $1 a day. Flood Insurance: We live in Florida with low elevations. Eve home in Florida is in a flood zone. Port Charlotte, Englewood and Northport are in both high risk and preferred flood zones. Once again you can protect your home,from rising water for as little as $100 a year.
Matt Lehn
Lehn Insurance & Financial Service LLC
4478 N Access Rd
Englewood, FL 34224
http://www.lehninsurance.com/
Insurance Solutions
Auto Home Flood Boat Motorcycle Business Life Health Senior Insurance
No comments:
Post a Comment